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Interactive tool
Tell us what matters most. We'll point you at the right Medicare structure - and then a licensed agent runs the real numbers for you.
Quick directional guide based on what matters most to you. Real plan selection requires running your prescriptions and providers against every plan in your county.
What matters most to you?
This tool asks one question. What matters most to you, and which Medicare structure usually serves that priority.
It is not matching you to a plan. It is matching your priority to a structure. Medicare has only a few of them, and each one trades something away. Naming your priority first makes the rest of the work much faster.
Advantage plans often charge little above Part B. In return you accept a network and copays when you use care.
A Medigap policy charges a steady premium and covers most of what Medicare leaves. You pay more monthly and less at the counter.
Original Medicare with a supplement works with any provider who accepts Medicare. No referrals, and no network to check.
Here the doctors decide the plan, not the reverse. Networks get checked first, then the plan is chosen.
Many Advantage plans bundle these in. Standalone policies can also sit beside a supplement.
Each result shows a second and third option. That is deliberate. One priority almost never settles the choice on its own. The alternatives usually trade a little of what you asked for to gain something else.
Read them as questions rather than runners up. Would you accept a small copay to lower a premium? Would you accept a network to gain dental coverage? Those answers do more work than the first pick.
The result is a direction, nothing more. The tool does not know your county, your prescriptions, or your doctors. It cannot see your health history, which matters when you apply for a supplement. It also does not know which plans are approved where you live.
A direction, not a quote
No plan has been priced for you here. Advantage and Part D lineups are approved county by county, and they are rebuilt for each plan year. A licensed agent still has to run your own details against what is actually available.
Then weigh the two main routes on Original Medicare and Advantage, or read through the Medigap lineup. If you are not sure Medicare is even the right starting point, try the coverage needs assessment.
You can also look up which plans serve your area at medicare.gov. Plan availability and benefits vary by plan and by area, and they can change. A licensed agent should review your own case before you enroll.
Ready when you are
45-minute consultations at no cost - in person, on the phone, or by video. No pressure, just honest answers.