Privacy Policy

1. Information we collect

We collect information you give us through our website forms, phone calls, and consultations. This includes contact information, demographic information needed to quote coverage, and health information when relevant to your application.

2. How we use it

We use your information to provide quotes, place coverage with carriers, service your policies, communicate with you, and meet legal and regulatory obligations. We never sell your information.

3. Sharing

We share information with insurance carriers when you choose to apply for a policy, with service providers who help us run our business under written confidentiality obligations, and with authorities when required by law.

4. Security

We use industry-standard encryption in transit and at rest, restrict employee access on a need-to-know basis, and audit access regularly.

5. Your rights

California residents have additional rights under the California Consumer Privacy Act (see /legal/ccpa). You may request access to, deletion of, or correction of your data at any time by emailing privacy@hsocal.com.

6. Cookies and tracking

We use a minimal set of cookies for site functionality and analytics. We honor Do Not Track signals where technically feasible.

7. Children

Our services are not directed to children under 13, and we do not knowingly collect information from them.

8. Changes

We may update this policy. We will note the effective date at the top and notify clients with active relationships of material changes.

9. Contact

Email privacy@hsocal.com or call (714) 922-0043 for any privacy question.