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Guides
In-depth, plain-language guides we share with clients every day. Read any of them online, or download the PDF. No signup required.
A step-by-step checklist and timeline for enrolling in Medicare on time, avoiding gaps, and sidestepping lifelong late penalties.
Read the guideA plain-language comparison of Original Medicare with Medigap versus Medicare Advantage, so you can pick the path that fits your life.
Read the guideHow standardized Medigap plans work, what they cover, and how to pick and price one without network restrictions.
Read the guideHow Part D drug coverage works and practical ways to lower what you pay for prescriptions each year.
Read the guideHow to recognize aggressive marketing and identity theft targeting beneficiaries, and how to protect yourself with confidence.
Read the guideHow Medicare Savings Programs help pay premiums and cost-sharing, who qualifies in California, and the steps to apply with confidence.
Read the guideA step-by-step worksheet to compare what you pay now on employer or private insurance against what you may pay once you move to Medicare.
Read the guidePlain-language definitions of the Medicare words and phrases you will meet while choosing and using your coverage.
Read the guideA friendly, step-by-step workbook to compare your current Medicare coverage against next year and spot important changes early.
Read the guideA plain-language look at how dental, vision, and hearing needs fit into Medicare and where extra coverage can fill the gaps.
Read the guideHow to use your Medicare benefits, care programs, and drug coverage to manage an ongoing condition with steady, predictable care.
Read the guideHow VA health benefits and Medicare can work together, and why timing your Part B enrollment matters so much for veterans.
Read the guideA clear handbook for Californians with both Medi-Cal and Medicare, showing how the two programs layer together to lower your costs.
Read the guideWhat to know about Medicare coverage on the road, so you can plan trips across the country or overseas with peace of mind.
Read the guideA grounded look at what Medicare does and does not cover for long-term care, and how families can plan ahead thoughtfully.
Read the guideHow to assess activities of daily living and how Special Needs Plans can support people with specific health, income, or care situations.
Read the guideA calm, practical guide to the fall Annual Enrollment Period so you can review plans and make changes without the stress.
Read the guideA plain-language look at how some Medicare Advantage plans reduce your Part B premium, who may qualify, and what tradeoffs to weigh.
Read the guidePractical steps to confirm your doctors and hospitals are in network before you enroll, and how to keep that access year over year.
Read the guideA calm, step-by-step framework for deciding if switching your Medicare plan is right, and when you are allowed to make the change.
Read the guideHow telehealth and remote monitoring work on Medicare, what tends to be covered, and how to use virtual care simply and safely.
Read the guideA friendly, in-depth guide to the screenings, vaccines, wellness visits, and plan perks Medicare offers, so you can use every benefit without leaving value on the table.
Read the guideA gentle, in-depth explanation of how Medicare supports palliative and hospice care, so families can focus on comfort, dignity, and time together.
Read the guideAn encouraging, in-depth guide to the mental health, counseling, recovery, and cognitive care benefits Medicare offers, plus practical steps to start using them.
Read the guideA tidy directory of Medicare parts, key terms, programs, and where to turn for trustworthy help when questions come up.
Read the guideMore guides are added regularly. Do not see the topic you need? Call (714) 922-0043 and we will send it.
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