What's Permanent
- Mental health telehealth: covered nationwide, no geographic restriction.
- Behavioral health, including treatment for substance use disorders: covered.
- Federally qualified health centers and rural health clinics: can provide telehealth.
What's Still in Flux
Many "non-mental-health" telehealth coverage rules have been extended but not made permanent. Coverage extensions through 2024-2025 are common; check current rules at the time of enrollment.
Advantage Plans
Medicare Advantage plans frequently include broader telehealth benefits than Original Medicare - including teledermatology, telecardiology, and remote monitoring.
What We Check
When recommending an Advantage plan, we verify telehealth specifics in the Summary of Benefits.