For the 29 million Americans that have been diagnosed with diabetes (about 9.3% of our population), it can seem impossible to find a reasonably priced life insurance policy. However, with a little knowledge of how insurance carriers evaluate and price risk, finding a policy with...
Millennials face numerous challenges on their path to financial independence. With unprecedented student loan debt, and a high barrier to entry for that first home down payment, many in this influential consumer group are delaying the purchase of an adequate amount of insurance coverage. Numerous...
There’s and old adage in the insurance business, “you buy life insurance with your health not your money.” When life insurance is applied for, the insurer evaluates an applicant through a process called underwriting. Life underwriting occurs over a number of weeks in which an...
The addition of a new child to a family is an exciting and life changing time for any young couple. Once the original shock of night time feedings, poopy diapers, and missing sleep wears off, many parents set their sights on the future and dealing...
As a society we are rapidly aging, and as a result there is a growing need for proper long term care planning. Since 2011, the earliest baby boomers started an unprecedented wave of retirees that will continue for the next 15 years. According to the...